Tax Strategies for Every Stage of Life.

Smart planning to minimize taxes, grow wealth, and create financial flexibility — from your first job to retirement.

Taxes touch every part of your financial life. With these scorecards, checklists, and calculators, you’ll learn how to reduce your tax burden, build savings, and make confident money decisions. Practical tools designed for Canadians at every stage of their wealth journey.

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Check Your Tax Expsore

Why Do This Work?

I went from 17 in heavy consumer debt and unable to pay my post secondary school tuitions to multimillionaire status in my early 30's, by committing to change. Change in my habits, my approach to money, and utilizing all the tools and education around me.

I want to give that back to others who may feel like they are in the place that I once was, defeated and/or looking to build their financial independence. 

All through every profound change of my life, my tax situation changed and required consideration and planning to maximize my wealth and keep dollars in my pocket.

The same goes for you.

Send me a message and let me know how I can help.

 

Do You Have Tax Exposure? Take my free test below, and let's chat about your results.

Let's Discuss Your Results.

Send me a note, and I will let you know next steps to get a personalized exposure plan in your hands so you can make the right planning decisions.

Tax Exposure Check (Canada)

Answer a few questions to surface potential tax-exposure areas. You’ll see quick warnings and can save your results.

Profile
Residency & Cross-border
Employment
Sole Proprietor / Contractor
Rental & Real Estate
Investing
Family / Support
Seniors
Incorporated (Shareholders)
Compliance
Score: 0 Higher score = higher potential exposure. Review the top flags below.
See all findings
Tip: paste the copied summary into your request form so we can prepare your personalized report.

This tool is educational and screens for common Canadian tax-exposure scenarios. It doesn’t replace personalized advice or a formal review.

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About Stefanie Ricchio, CPA, CGA

I’ve helped business owners, professionals, and families across Canada implement smart tax strategies that protect wealth and create long-term security. I believe financial literacy is power — and it starts with knowing your numbers.

Check Out The Rest of My Financial Calculators

Empowerment & Action

Your wealth journey starts with clarity. Calculate your NET WORTH in seconds — the first step to making smarter tax and financial decisions.

*No data is stored when using the calculator*

Net Worth Calculator

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Looking For A Partner?

Part of the work I do involves trying to find the right partners I can share with you to make your financial dreams come true.  DDM Group is one of those partners who can offer you a Financial, Legal, Tax, and Insurance Advisor all under one roof for the highest collaboration.  

Reach out to DDM
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